https://blog.cfcmtg.com/tags/november-2026/Recent content in November 2026 on Coastal Funding BlogHugoen-usTue, 03 Nov 2026 06:30:00 -0600https://blog.cfcmtg.com/posts/mortgage-rate-lock-guide-november-2026/Tue, 03 Nov 2026 06:30:00 -0600https://blog.cfcmtg.com/posts/mortgage-rate-lock-guide-november-2026/<p><strong>The best time to lock your mortgage rate is once you have an accepted offer and a payment you&rsquo;re comfortable with. Nobody can reliably predict next week&rsquo;s rates. In November 2026, the 30-year fixed averages about 7.2% to 7.3%, and the Fed meets again December 8-9, so pick a lock that covers your closing date.</strong></p> <p>A mortgage rate lock is a promise from a lender to hold a specific rate and price for a set period while your loan is processed. This guide covers how locks work, how long to lock, and the dates on this month&rsquo;s calendar that could move rates before you close.</p>